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Guide
Understanding car insurance
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Step 1 of 5 · Vehicle
How old is your car?
The car's age affects which coverage makes sense.
New car / under 3 years
Full Kasko recommended
3–6 years old
Full or partial Kasko
7–10 years old
Partial Kasko often enough
Over 10 years old
Liability often sufficient
i
Plain English
For
new cars
(under 3 years), full Kasko (Vollkasko) is almost always worthwhile. For
older cars
(over 6–8 years), partial Kasko (Teilkasko) or just liability is often enough.
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