Deductible Calculator

Is a higher deductible worth it? This calculator shows when the extra cost in case of a claim is offset by the lower premium.

Result

60
Annual savings
350
Additional risk in case of claim
5.8
years without a claim

ℹ️ Calculation based on average values. Actual premium differences depend on the insurer. Not a price comparison — for guidance only. Not personal insurance advice (§34d GewO).

Also useful: SF Class Calculator

What SF class after X years without claims?

Open calculator